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Business Banking

  • Desktop Teller

    With Remote Deposit Complete, we bring the teller system to your office. Scan your business deposits at your desk and save time in your busy day!

Online Business Banking

 

Where is your business going next? Whether you’re just getting started or looking at your next phase of growth, NXT Bank is here for your business. We offer next-level commitment to getting to know your business and working with you to customize solutions for your needs.

 

Want to learn more? Click Here for a full list of NXT Bank's Online Business Banking Services!

 

 


Checking

Every business has different checking account needs, and NXT Bank has the right account for your organization. All NXT Bank business checking accounts offer:

  • Monthly statements with check images
  • Free online banking
  • Free online check images

There are also a variety of options available with each NXT Bank business checking account, including:

  • Merchant deposit capture
  • NXT Bank Platinum Debit MasterCard®
  • Electronic statements
  • Cash management
  Business Checking* Business Checking with Interest* Commercial Checking
Earns Interest: No Yes No
Minimum to Open: $100 $2,500 $500
Minimum Balance: None $800 None
Free Debits/Credits per Month: 200 200 None
Charge per Debit/Credit Over Free: $.20 $.20 $.10 - debit
$.15 - credit
Monthly Fees: No minimum balance fee No minimum balance fee

No minimum balance fee

$10 maintenance fee

Negative collected funds charge is prime plus 3% on negative uncollected balances

Monthly account analysis statements

Account Features:  

Monthly statement with check images.

Interest bearing with tiered balances. Minimum of $800 average collected balance to earn interest.

Monthly statement with check images.

Earnings credit calculated on average collected balance to be used to offset any account fees.

Additional Benefits: Free online banking
Online check images
Available Options: Merchant Deposit Capture
Business Debit Card
Electronic Statements
Cash Management

* Fees waived for non-profits, civic organizations and associations.

 

 


Savings

Choose a NXT Bank Business Savings or Business Money Market to make sure you’re ready for whatever comes next. With tiered interest rates, unlimited deposits, free coin counting and more, your business account will deliver what you need. Business CDs are also available in a variety of terms.   

For Mortgage Rates or Consumer Loan Rates, please call any one of our branch locations.

  Business Advantage Savings* Business Advantage Money Market*
    With Higher Minimum Balances - Higher Interest Rates
Earns Interest Yes Yes
Minimum to Open $100 $1000
Minimum Balance $500 $1000
Monthly Fees $5 Minimum Balance fee if average collected balance falls below $500 $10 Minimum Balance fee if average collected balance falls below $1000
Account Features

Monthly Statement

Five-tiered interest rates. Interest paid on average collected balances over $500

Unlimited Deposits

Monthly Statement

Five-tiered interest rates. Interest paid on average collected balances over $1000

Unlimited Deposits

Limited check writing capability.

Additional Benefits

Free Online Banking.
Option of electronic statement deliverty.
Free coin counting.

* Fees waived for non-profits, civic organizations, and associations.

** Limit of six transfers or withdrawals per month by preauthorized, automatic, NetTeller online access, telephone, check, draft, ATM/Debit card, or similar order to third parties.

Please contact NXT Bank for information regarding Public Funds Accounts.

Certificate of Deposit

Certificate of Deposits are available for business customers. Variety of term lengths, penalty for early withdrawals before maturity.              

For additional information regarding NXT Bank deposit rates, contact us today!

This "Contact Us" link is for general information, comments and questions. For your protection, please do not send or request private or sensitive information via email. NXT Bank does not accept email as a method of initiating a financial transaction. For matters requiring immediate assistance, please call or visit a NXT Bank office. 

 


Commercial/Ag Loans

 

We’re invested in our community, and ready to help our local economy grow by helping your business or farm operation grow. Whether you need an operating loan, equipment loan, livestock loan or real estate loan, we have great terms and rates that will help you move your business to the next level. Contact a NXT Bank commercial or ag loan officer to get started now.

Commercial/Ag Loans

  • Operating Loans
  • Equipment and Livestock
  • Real Estate Loans – buy or refinance a farm, expand operations or make long term improvements to your business or farm.

 

This "Contact Us" link is for general information, comments and questions. For your protection, pelase do not send or request private or sensitive information via email. NXT Bank does not accept email as a method of initiating a financial transaction. For matters requiring immediate assistance, please call or visit a NXT Bank office.

 


Business Credit Cards

 

NXT Bank Visa® Business Credit Cards Now

Available

  • Offered through Bankers' Bank
  • Attentive, personal service
  • Generous rewards redeemable for gift and travel
  • State of the art fraud detection and prevention
  • Consolidated billing available - make one payment for all accounts
  • Flexible credit line allocation - conveniently manage employee use

 

Applications available at any NXT Bank location.

Stop in and apply today!