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Personal Banking

 

 

** Don't be fooled by fraud! **

Assume any offer that seems too good to be true, is probably a fraud. Be leery of offers that pressure you to send funds quickly. For more information on Identity Theft, Fraud, and Scams please visit: https://www.fdic.gov. As a reminder, NXT Bank will never ask for confidential debit card information over the phone. Your safety is our concern.

       

 

  • NXT Bank Message Center

    Please follow the link below for an important message.   

  • Mobile Deposit Available Now!

     

Online Banking Services

 

       

Roll over the buttons below for more information about NXT Bank's Online Banking Services.

 

                                                  

 

 

 


Checking

  Our Best Checking Choice Other Great Checking Choices
  NXT Secure Checking NXT Reward Checking NXT Select Checking
 

Choose Security

For customers interested in checking with more security features1.

Choose Interest

Choose Basic Free Checking

 

Earns Interest No

Earn Our Highest Checking Interest6

– When you meet these minimum statement cycle requirements:

● 16 MasterCard® Debit Card purchases that post and clear.7

● One ACH auto debit or direct deposit that post.

● Receive your statements electronically (eStatements)

No
Minimum to Open $25 $25 $25
Minimum Balance No minimum balance requirement No minimum balance requirement No minimum balance requirement
Monthly Fees

Only $3.95 per month

– Compare and save!

Disappearing Fee8

– Monthly fee of $3.95 is reduced $0.25 for every debit card purchase.

Make 16 or more purchases that post and clear during the statement cycle and the fee is eliminated!

$0

ATM Fee Reimbursement

ATM Fee Reimbursement3

– Use any ATM, anywhere. Bring us the receipt and we’ll pay you back for non-network ATM fees.

FREE Nationwide ATM Refunds7

– Use any ATM, anywhere and we’ll 
automatically reimburse you for non-network ATM Fees – no paperwork necessary!

No

FREE Electronic Banking Package 

Includes Online Banking, Online Bill Payment, Mobile Banking, and eStatements4.

Yes Yes Yes
FREE NXT Bank Platinum Debit MasterCard® Yes Yes Yes
Unlimited Check Writing Yes Yes Yes

Triple Bureau Credit File Monitoring

– Providing daily monitoring and automated alerts of key changes to Equifax, Experian and TransUnion credit reports. Includes access to your credit score and 3-in-1 credit report. (Registration and activation required.)

Yes No No

Resolution Services

– Toll-free access to a dedicated consumer fraud recovery specialist who can walk you through the process of reclaiming your identity.

Yes No No

Up to $10,000 Identity Fraud Expense Reimbursement Coverage2

– For expenses associated with clearing your name and repairing damaged credit should you fall victim to identity theft.

Yes No No

Online Identity Theft News Center

– Resources to safeguard your identity.

Yes No No

Total Identity Monitoring

– Monitoring over 1,000 non-credit databases where identity theft could be evident. (Registration and activation required.)

Yes No No

Cellular Telephone Protection5

– Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad.

Yes No No

$10,000 Accidental Death and Dismemberment Insurance Policy5

– Receive up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance. (Coverage divides equally on joint accounts and reduces by 50% at age 70.)

Yes No No

 

Receive Even More with NXT Savings

Earn A Higher Interest Rate when you open a NXT Savings Account at the same time as your Checking account. All it takes is a $10 minimum transfer from checking to savings each statement cycle.

For additional information regarding NXT Bank Personal Checking accounts, contact us today!  

This "Contact Us" link is for general information, comments and questions. For your protection, please do not send or request private or sensitive information via email. NXT Bank does not accept email as a method of initiating a financial transaction. For matters requiring immediate assistance, please call or visit a NXT Bank office. 

 


 

 

 

 


NXT Savings Accounts

What are you saving for? Whether it’s retirement, your child’s education, a new car or just a rainy day, we have the right NXT Bank savings account for whatever’s next for you.   

 

NXT Bank offers a variety of CD and IRA Specials. Please contact us contact us today for more information!   

This "Contact Us" link is for general information, comments and questions. For your protection, please do not send or request private or sensitive information via email. NXT Bank does not accept email as a method of initiating a financial transaction. For matters requiring immediate assistance, please call or visit a NXT Bank office. 

 


Loans

 

What’s next on your list of financial goals? Wherever you’re going next, we have a loan that’s right for you. Your next car, your next home, even your next adventure – all are within reach with a NXT Bank loan.

  • Auto loans (new and used)
  • Recreational vehicles
  • Consumer goods
  • Mortgages (home loans)

 

This "Contact Us" link is for general information, comments and questions. For your protection, please do not send or request private or sensitive information via email. NXT Bank does not accept email as a method of initiating a financial transaction. For matters requiring immediate assistance, please call or visit a NXT Bank office.

 


Credit Cards

 

Our VISA® Rewards Platinum credit card offers hometown convenience, worldwide acceptance and great benefits!

  • Competitive Rates*
  • Reward points for merchandise and travel. Visit cRewardssm at cRewardsCard.com for details.
  • Tickets good on any airline with no blackout dates
  • Chip Card Security
  • Fraud Monitoring and Zero Fraud Liability
  • Travel Accident Insurance**
  • Personal service from people you know

 

Apply Now

 

*See the card application's Important Disclosures for current terms, rates and fees. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.

**Travel Accident Insurance - Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. 

***Auto Rental Collision Damage Waiver - To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company. Restrictions apply if you have personal automobile insurance covering this theft or damage.