woman working on finances at laptop

Personal Checking

Personal Checking Accounts

Everyone has their own specific needs when it comes to banking. NXT Bank's checking accounts offer solutions that fit your style. 
All NXT Bank Checking Accounts include the following:
  • $25 Minimum Deposit to Open
  • No Minimum Balance Requirement
  • FREE Electronic Banking Package
    • Online Banking
    • Bill Pay
    • Mobile Banking / Mobile Deposits
    • e-Statements
  • NXT Bank Platinum Debit MasterCard®
  • Unlimited Check Writing
  • $3.95 per month
  • ATM Fee Reimbursement
  • Triple Bureau Credit File Monitoring
  • Identity Fraud Resolution Services / Identity Theft Resources
  • Identity Fraud Expense Reimbursement Coverage
  • Cell Phone Protection
  • Accidental Death and Dismemberment Insurance Policy
  • $3.95 per month - Disappearing Fee!
    • Reduced $0.25 for every debit card purchase
  • Earn Interest by Meeting Minimum Statement Cycle Requirements:
    • 16 MasterCard® Debit Card purchases that post and clear
    • One ACH auto debit or direct deposit that posts
    • Receive e-Statements
  • Free Nationwide ATM Refunds
  • FREE Checking account for your everyday banking needs!
    • Go Green! Enroll in e-Statements and avoid the paper statement delivery fee!